What Are the Best Debt Relief & Debt Consolidation Programs?

Most people are under the impression that debt is a bad thing. While yes, the thought of paying someone a few hundred bucks every month from your salary is uncomfortable, that’s only true when you don’t think things through.

Otherwise, a debt can prove quite useful. For example, it can help you move into your dream residence or secure the latest model vehicle.

However, seeking assistance from a debt relief company is highly recommended to make the most of your debt. Backed by their support, you won’t have to pay heavy interest fees, and you’d be able to manage your finances efficiently.

So, let’s go over which companies offer the best debt relief and debt consolidation programs.

(Also Read: Debt Relief Programs Legit? )

Best Debt Relief Companies

  • National Debt Relief

    Founded in 2009, National Debt Relief helps people get out of debts by offering reliable solutions. One of the company’s top qualities is that they’re completely honest about its process and results.

    National Debt Relief’s website displays the firm’s previous work, which has been exemplary. For instance, they’ve reduced as much as $9,000, $12,000, and $14,500 debt for their clients.

    In addition to offering outstanding services, National Debt Relief doesn’t charge any upfront fees. Also, the duration of their program varies, but expect to stick with them between 24 to 48 months.

  • New Era Debt Solutions

    New Era Debt Solutions has been managing people’s debts since 1999. And they’ve settled more than $250 million worth of debt on behalf of their clients.

    Like National Debt Relief, New Era Debt Solutions doesn’t charge any upfront fees or monthly administration fees.

    That said, the firm does charge performance-based fees, but only when they produce substantial results. New Era Debt Solutions claims that their clients have become debt-free within as little as 28 months.

    Another reason why the company ended up on our list is because they never outsource their tasks. Everything is done in-house.

  • Freedom Debt Relief

    With over 2,000 highly trained debt specialists on its team, Freedom Debt Relief offers exceptional, uniquely tailored solutions. The company starts by offering a free consultation where clients can discuss their requirements in detail.

    However, Freedom Debt Relief’s best quality has to be the interactive client dashboard. Once you sign up for their program, you can access the dashboard and keep tabs on how much you’ve saved and how much you owe.

    Additionally, you don’t have to pay the firm’s fees until after they’ve settled your debt.

  • Debt Free Life Inc.

    Years of experience, excellent customer support, and a simple process make Debt Free Life Inc . one of the best debt relief companies.

    Hundreds of clients have witnessed positive differences in their financial situation, and it has all been possible because of the firm. They help you gain control over your finances by charging incredibly low monthly fees.

    Furthermore, Debt Free Life Inc.’s team has skilled negotiators who won’t stop until they’ve completely settled your debt.

    With their support, you can hit the reset button on your debt without paying the total amount.

Best Debt Consolidation Companies

  • InCharge Debt Solutions

    InCharge Debt Solutions is a 501(c)(3) non-profit organization that has helped over three million clients consolidate their debts since 1997. Besides free consultation, the company offers free credit card counseling so that people can set up debt management plans easily.

    Like Freedom Debt Relief, InCharge Debt Solutions has a client portal that lets people track their progress. And the firm has received outstanding reviews and accreditations from National Foundation for Credit Counseling (NFCC) and Council on Accreditation (COA).

    This makes it easier for customers to trust the company.

  • Avant

    Poor credit is one of the biggest reasons why some people are unable to qualify for a loan. Fortunately, that’s not the case with Avant.

    By keeping low credit score requirements, even people with low credit may get a loan from the debt consolidation company. This is quite useful if you consider the fact that most lenders ask for good credit before lending.

    The firm offers personal loans for various purposes, such as:

    • Paying for a wedding
    • Covering medical expenses
    • Spending on home improvements
    • Consolidating previous debt
    • Investing in automotive repairs

A Debt Free Life Awaits

You’re likely scratching your head at this point, considering the number of options laid out in front of you. However, there’s no need to panic. Just remember to assess your current financial condition in detail before making a decision.

And, if at any point you start feeling confused, know that our customer support representatives will be ready to assist you. With a razor-sharp focus on your specific requirements, we’ll find a debt consolidation program guaranteed to solve your financial woes.